Answer:
b. loans and securities.
Explanation:
Remember, a bank is also a corporate business, and so are interested in earning income (profits). When banks give out loans (borrow money) to clients they collect interests on those loans, and remember a loan can be considered an asset because the recipients sign a contract to repay the funds they received. Thus it makes up one of the major income-earning assets of commercial banks.
Securities on the other hand are stocks, bonds, mutual funds investments that a bank could own, and then sell at a profit.
