Jack is age 74 and made transfers to the following people. Which of the following individuals would be considered a skip person?
Ann; Jack's wife who is 33 years old.
Bobby; Jack's nephew who is 13 years old.
Sean; Jack's youngest son who is 5 years old.
Marcy; Jack's sister's grandchild.

a. All of the above.
b. Bobby and Marcy.
c. Sean and Marcy.
d. Marcy only.